• Home laon Housing Loan Plot Loan
Plot Loan

LIC HFL offers loan for purchase of residential plot. The following are the types Plot Loans offered:

1. Purchase of plot from Government Bodies/ Development Authorities/Approved Layout.

Purpose Loan for purchase of residential plotfrom statutory authorities
Maximum Loan Amount 75% of the property value
Loan Term Maximum term - 15 Years

2. Composite Loan towards Purchase of Plot and House Construction

  • Loans are granted under Composite loan scheme only if the Applicant is intending to complete the construction within 3 years from the date of plot purchase.
  • Maximum 60% of the sanctioned amount to be utilized towards purchase of plot and balance amount should necessarily be utilized towards construction of house.
  • Maximum Tenure upto 30 years.

For other conditions contact nearest Area Office.

Online Plot Loans

Apply for Plot Loan online. Click here

LIC HFL Plot Loan Features

  • Online plot loan sanction facility
  • Quick sanction and low EMI
  • Simple documentation
  • Amongst the lowest rate of interest
  • Takeover or balance transfer of existing Home Loans Possible.


Plan your Home Loan using our Calculator. Know the Home loan amount you are eligible for and the EMI against your loan.

EMI Calculator Loan Eligibility calculator


Disclaimer: All loans are sanctioned at the sole discretion of LIC HFL.

Designed and Developed by LIC HFL